Patent Application Number: 2008206397
Filing Date: January 11, 2008Priority Date: January 17, 2007
Inventors: Jonathan Grahmann, Tim Keane, Dean Siefert
Applicants: The Western Union Company
View Prior Art for Claim 1
A money transfer system, comprising:
an input adapted to receive biometric samples;
a storage arrangement configured to store the biometric samples or derivatives thereof, and
a processor;
wherein the processor comprises instructions to:
use a first biometric sample to select a MTCN (money transfer control number) from a pool of predetermined MTCNs; and
link the first biometric sample to the MTCN.
Patent/Application # 11/529,391
Description
This application discloses the use of biometric authentication in a financial transaction.
Title IEEE Spectrum
ISBN
Description
A journal article that describes biometrics, various implementations of biometrics and various means by which it can be employed.
Patent/Application # 20040139000
Description
A money transfer machine that: (information from the Abstract)
' used interchangeably as sender, receiver and dispenser of funds and data. ... A receipt is generated by the sender via the system and a receiver becomes a dispenser only when the recipient retrieves a pending transaction using the appropriate password or identification. ...biometric devices, and other security features for document and money transfers give the users of AAIMTMs the added assurity that their transactions are reliable and trustworthy....'
Patent/Application # 6192142
Description
This patent discusses about a system of using biometric to authorise electronic fund transfer with concepts such as an electronic identicator and the usage of biometric samples to tied to user account. The biometric samples of sender and recipient are also compared as part of the transaction for verification and authentication purposes.
Title 1988 ACM-O-89791-264-0/88/0005/0011
ISBN
Description
Under the assumption that each pair of participants
can communcate secretly, we show that any
reasonable multiparty protocol can be achieved if at
least Q of the Participants are honest. The secrecy
achieved is unconditional. It does not rely on any assumption about computational intractability.
Patent/Application # 5,655,007
Description
A system and method for enhancing the security of use of a transaction device such as a transaction card through the telephone system.
Patent/Application # 5,869,822
Description
An automated fingerprint identification system which utilizes an encoded identification card, such as a credit card. Print registration is required. A composite number, based on the biometirc of the fingerprint is created and stored on the card and in the issuer database for later verification purposes by comparison with submitted or candidate parameters based on a fingerprint.
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