Patent Application Number: 2009200139
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LATEST PRIOR ART
DISCUSSION
Steven Pearson (over 3 years ago)
For some reason the P2P application is not displaying (for me) the 'relevance' info on the prior art entries. In case that is also happening to others, here is my comment for Prior Art Reference 15:
With the possible exception of the "determining" step, the claimed mechanism is a subset of that described or implied in the prior art, wherein the card reader can read either or both a stripe and/or an IC. Now presumably an incompatible IC is one that cannot be read by a particular reader. It seems reasonably obvious that if a card containing a magnetic stripe and an incompatible IC is inserted into the prior art reader, which can read either/both the stripe and/or the IC, that the IC would not be read but the user info would be retrieved from the magnetic stripe. I don't see any significant departure from that in the active "determining" action in the current application.Mik Clarke (over 3 years ago)
The US filing of this patent is up on FreePatenetsOnline:
http://www.freepatentsonline.com/y2009/0230186.htmlMik Clarke (over 3 years ago)
Hmmm. What I'm not seeing in the description is a change to their current system to store the transactional data from the old hybrid cards into the database before it reverts to operating in mag-stripe mode. Presumably this would be required, or anyone using the old hybrid card in a new machine would find it 'empty' (and from the looks of it, it is supposed to provide a seemless migration for the cards users).PEER TO PATENT ACTIVITY
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United States