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| Summary / Description | A system and method for enhancing the security of use of a transaction device such as a transaction card through the telephone system. |
| Type of Prior Art | Issued Patents - US |
| Country | United States of America |
| Patent/Application # | 5,655,007 |
| Kind Code | United States (US) - United STATES Patent - A |
| Patentee Name | Alex McAllister |
| Relevant Pages, Columns, or Lines | Patent in whole |
| URL | |
| Filing Date | August 5, 1997 |
| Additional Information | Papent granted |
| Notes | |
Excerpt A system and method for enhancing the security of use of a transaction device such as a transaction card through a telephone system wherein subscribers to the service may require voice authentication as a prerequisite to a conventional transaction card authentication step. The service is automatically invoked based on a code inserted in the card, or the identity of the calling subscriber, or the identity of the called authgentication bureau. The service may also be invoked in situations which do not involve the use of a transaction device but which require the input of a identifying password or number when seeking access to limited data or services. |
A money transfer system, comprising:
an input adapted to receive biometric samples;
a storage arrangement configured to store the biometric samples or derivatives thereof, and
a processor;
wherein the processor comprises instructions to:
use a first biometric sample to select a MTCN (money transfer control number) from a pool of predetermined MTCNs; and
link the first biometric sample to the MTCN.
| Relevance | The biometirc sample, in this case, is voice. |
The system of claim 1, wherein the biometric sample comprises a selection from the group consisting of: a voiceprint, a fingerprint, a retinal scan, and a DNA sample.
| Relevance | Voiceprint identification is a long established process. |
The system of claim 1, wherein the processor further comprises instructions to respond to a request to settle a transaction using the MTCN by receiving a second biometric sample and comparing the second biometric sample to the first biometric sample.
| Relevance | Signalling from alternative sources may trigger the verification process. |
The method of claim 6, wherein the each biometric sample comprises a selection from the group consisting of: a voiceprint, a fingerprint, a retinal scan, and a DNA sample.
| Relevance | Voiceprint samples have common usage. |
United States